Refurbishment Bridging

Light, medium & heavy refurbishments without restrictions on LTV

We Offer Loans of £75k – £1m, with up to 90% Max LTV and Funds Released within 7 Days

One of the UK’s Leading Providers of Fast Bridging Finance

Apex Bridging lend on light, medium and heavy refurbishments without restrictions on LTV. All structural issues are considered, a structural engineers report is not always needed. Where there is more potential for adding value especially through standard kitchen, bathroom redecoration refurbs the better – an avocado bathroom and 1970’s brown patterned carpet are our speciality properties!

We lend up to 90% day one with a maximum of 75% GDV. Run your figures through our calculator to see what you can borrow.

Planning

All planning permissions need to be submitted on application and approved by completion.

If the borrower requires planning for change of use or for works they intend to do to enhance the value of the property, the planning application needs to have at least been submitted for the surveyor to consider when we request the survey and has to be approved before completion of the purchase.

Otherwise, we would be lending against enhanced figures based on changes that may not be able to be made if the planning is declined.

Apex Bridging Verified Client Testimonials

On track at every stage of the application. Everyone at Apex ensured that this case progressed at pace at every step for the client, resulting in a very happy client who will be looking to use myself and Apex in the future.

James Oldham Positive Lending

Nothing short of absolutely brilliant. The flexibilities and can do attitude that has been shown to try and facilitate this loan have been nothing short of absolutely brilliant and I wanted you all to know just how appreciative I am of all the hard work you have put in.

Stephen Watts BrightStar

Speed, service and flexibility. Staff are knowledgeable, proactive and above all, a pleasure to deal with. They have a proactive, can do attitude backed with excellent service from initial enquiry through to completion, we can’t recommend them highly enough.

Dave PinningtonDirector - Intermediary Relations Finance 4 Business

Apex bent over backwards for this client. A very stressful case which only managed to stay together due to the hard work and resilience of the Apex team. A special thanks to Sarah Barker and Sonia Shortland for their unwavering commitment to this client.

James OldhamPositive Lending

Heavy Refurbishment

We don’t do Development Finance, but we may be open to drawdowns on a heavy refurb, but the borrower must have enough capital to impact the value first.

Ultimately the borrowers need to have their own funds to start the refurbishment and make a positive impact on the value of the property for a drawdown to work.

We will only drawdown up to a maximum of 75% LTV and this would be based on a new RICS valuation being completed at the borrowers cost to provide that new increased valuation at the point of each drawdown request.