Our Lending Criteria

Borrow Between £75k – £1m with low bridging finance rates and loans of up to 90% LTV

Find out how a bridging loan can help fund your property
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Borrow Between £75k – £1m and Get Funds Released within 7 Days

We ignore the Purchase Price and work off Open Market Value when setting our LTVs, lending up to 100% net of purchase price to the borrower.

  • Lend up to 90% open market value, day 1, for refurb purchases or any property where there is room to uplift the value
  • Max 75% GDV
  • Heavy refurb accepted and encouraged
  • Conversions accepted
  • Lease extensions accepted
  • All construction types considered

We have a simple underwriting process which is designed for speed. We have no strict conditions on the borrower where all adverse credit is considered and we don’t credit score.

We provide feedback on the property value and market strength at the enquiry stage, and you get to speak directly to the underwriter throughout the process.

signing a form

Apex Bridging Verified Client Testimonials

Why Work With Apex

  • 2% proc fee
  • No hidden costs or charges, no exit fees
    (minimum 4 months interest payable)
  • One product for all lending – rates start at 0.99%
  • Exclusive access to BMV property available for sale around the UK

Notable Exclusions

  • Regulated loans
  • Commercial property
  • Ground up developments or large build costs needed
  • Conversions currently without planning

Call Us Today to Discuss Your Loan Requirements
01509 345 007

Contact Details


HBB Bridging Loans Limited
T/A Apex Bridging Loans

1 The Cornerstone
Market Place
DE74 2EE
Company Number 08548882
Contact Us To Discuss Your Loan Requirements
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