About Apex Bridging

One of the UK’s Leading Providers of Short-Term Bridging Finance, with up to 90% Max LTV and Fast Funds Release

Find out how a bridging loan can help fund your property
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Borrow Between £75k – £1m and Get Funds Released within 7 Days

Achieve Your Property Ambitions with Apex Bridging

Apex Bridging is one of the UK’s leading bridging finance companies.

HBB Bridging Loans trading as Apex Bridging, company registration number 08548882 is part of the HBB Group which includes HBB Relocations Services Ltd—company registration number: 7857990.  HBB Relocation Services was established in 2011 and have bought over 3000 properties since its inception.  With a £500m annual turnover and approximately 20 properties bought per month, it’s owned by a management team with years of property expertise – Buying and selling is what we do.

Why did we get into bridging?

    • 2010 – HBB Relocation Services Ltd was set up, and House Buyer Bureau property buyers were established.
    • 2013 – We were approached by some property professionals wanting to borrow money, so Apex Bridging was born.

There are no tick box criteria with us, and we pride ourselves on common sense lending.  We look at each case individually so that direct Underwriter contact is there from the start.  You don’t get fobbed off with online portals where you can be waiting days for an answer to your query.  We’re contactable, and the person you speak to will be the Underwriter for your case, giving you that instant response needed when dealing with property transactions.  We don’t credit score and don’t overwhelm you with many documents to fill out.  Not forgetting you’re dealing with an award-winning bridging lender awarded ‘Bridging Loans Provider of the Year 2022 – UK’ in the 2022 Business Excellence Awards, Most Trusted Bridging Loan Provider in the SME News UK Enterprise Awards 2023 and Bridging Loan Provider of the Year in the SME News Finance Awards 2023.

MEET THE APEX BRIDGING TEAM

Call Us Today to Discuss Your Loan Requirements
01509 345 007

Our Approach to Residential Bridging Loans — Doing Things Differently

Apex isn’t your average bridging lender. We like to do things a little differently, looking for reasons to lend, rather than reasons not to. Our dedicated team of Directors, Underwriters, Business Development Managers and Lending Administrators work hand-in-hand with specialist solicitors and surveyors to ensure that every client receives an exceptional level of service.

We never base our decisions on rudimentary credit checks or past financial conduct alone — we make decisions on a case-by-case basis and go the extra mile to tailor our bridging loans to each client’s individual circumstances.

Apex Bridging is committed to ethical lending and determined to do things the right way. We operate with no hidden fees, no exit charges and no red tape to hold back loans and cause delays — that’s why we can offer up to 90% LTV and release funds within seven days of application.

Want to learn more about the people behind the keyboards and telephones?

MEET THE APEX BRIDGING TEAM

Apex Bridging Verified Client Testimonials

On track at every stage of the application. Everyone at Apex ensured that this case progressed at pace at every step for the client, resulting in a very happy client who will be looking to use myself and Apex in the future.
James Oldham Positive Lending
Nothing short of absolutely brilliant. The flexibilities and can do attitude that has been shown to try and facilitate this loan have been nothing short of absolutely brilliant and I wanted you all to know just how appreciative I am of all the hard work you have put in.
Stephen Watts BrightStar
Speed, service and flexibility. Staff are knowledgeable, proactive and above all, a pleasure to deal with. They have a proactive, can do attitude backed with excellent service from initial enquiry through to completion, we can’t recommend them highly enough.
Dave PinningtonDirector - Intermediary Relations Finance 4 Business
Apex bent over backwards for this client. A very stressful case which only managed to stay together due to the hard work and resilience of the Apex team. A special thanks to Sarah Barker and Sonia Shortland for their unwavering commitment to this client.
James OldhamPositive Lending
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Why Choose Apex Bridging?

  • Borrow between £75k and £1m on a short-term basis (typically 6-12 months with a minimum of 4 months interest payable)
  • Tailored finance solutions to suit individual circumstances — borrow to purchase, refurbish or refinance a property
  • We lend at higher LTVs than many providers (up to max 90% LTV)
  • All financial situations considered — no credit check required
  • Exceptional client service and broker relationship management

    Please note: We do not offer regulated loans, mortgages or credit agreements and are not regulated by the FCA.

MEET THE APEX BRIDGING TEAM

Call Us Today to Discuss Your Loan Requirements
01509 345 007

Chris Hodgkinson

Managing Director
Chris is Managing Director and has worked in property all his professional career. He has extensive experience in the property buying market and regularly comments in the press on property matters, trends and promotes ways to simplify and speed up the selling process.

01509 345 009
chris@apexbridging.co.uk

Sarah Richardson

Head of Operations
Sarah has over 20 years’ experience within the financial services sector, with a strong background managing teams in both a lending and recoveries capacity, covering a large range of products and niches. CeMap qualified she has also experienced life as a mortgage and protection broker, understanding the challenges from both Lender & Broker perspectives. She is professional, approachable and thrives on building positive working relationships ensuring high levels of service are delivered.

01509 648 125
sarah.anne@apexbridging.co.uk

Sarah Barker

Senior Underwriter
Sarah joined Apex as an experienced Lending Administrator and has now progressed to be a valued member of the underwriting team. She underwrites loans from day one all the way through to drawdown stage. She is highly organised, professional and approachable and loves building relationships and working closely with brokers to get deals done.

01509 680 073
sarah@apexbridging.co.uk

Catherine Ward

Underwriter
Catherine is one of our Underwriters. She joined us from Orchard Funding where she held the position of Senior Underwriter. Catherine has a wealth of experience gained over a number of years after moving to the UK from South Africa in 2008. She was previously with Zebra Finance where she worked her way up from an admin role to Senior Underwriter looking after a small team.

01509 648 672
catherine@apexbridging.co.uk

Nioni Kenny

Underwriter
Nioni is an underwriter and joined us from My Mortgage Specialist where she was a Case Manager. Nioni has vast experience within finance with over 10 years working in banks or Mortgage Brokerages both in Malta and the UK. She also has knowledge of Bridging Finance gained from submitting applications and managing cases right through to fund release. When not hard at work Nioni can be found enjoying her free time with her 2 young children.

01509 648 671
nioni.kenny@apexbridging.co.uk

Louise Thornhill

Administrator
Louise has joined us from Your Move, but has previously worked at Zebra Finance as an Underwriter. Having worked within the Financial Service industry since leaving school, including The Nottingham and a local Mortgage Brokers. In her spare time, she enjoys spending time with her daughter and their dog, Bronte.

01509 648 675
louise.thornhill@apexbridging.co.uk

Claire Harris

Group Head of People
Claire has been with the business since its inception in 2013 which means she has an understanding of the challenges the business has faced over the years. She provides support for the team from an HR perspective together with various elements of other work covered within the finance team. Claire is driven by the knowledge that a happy, supported team will be more motivated and productive.

01509 680 059
enquiries@apexbridging.co.uk

Stephanie Browne

Marketing Manager
Steph is our Marketing Manager with over 20 years marketing experience predominantly in a Marketing Management role for a range of companies in diverse sectors. She holds a CIM Professional Postgraduate Diploma in Marketing with skills in event management, branding, PR, project management, online and offline communication activity, idea creation and design.

01509 680 074
steph@apexbridging.co.uk

Sameena Khan

In-House Lawyer
I have worked in law firms and other property investment companies over the past 10 years, so I have vast experience in both sales and purchases of freehold and leasehold properties within the UK. I provide in-house legal support for the company. My experience in a very fast paced world of residential property enables me to act swiftly and offer clarity throughout the legal process.

01509 345 007
enquiries@apexbridging.co.uk

 

Charlie

Head of Distractions
I can be found most of the time at various desks as people start their lunch, if someone heads for their trainers, I grab my lead. I love looking out of the window and barking at the postman or anyone really, I’m not fussy!

01509 88888 everything
barking@apexbridging.co.uk

 

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Contact Details

enquiries@apexbridging.co.uk

Address

HBB Bridging Loans Limited
T/A Apex Bridging Loans
1 The Cornerstone
Market Place
Kegworth
DE74 2EE
Company Number 08548882
Contact Us To Discuss Your Loan Requirements
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